CURRENT OFFERS
We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time offers below between Oct. 1 and Dec. 31, 2026.
$2K for the Holidays Drawing
Use your American Airlines Federal Credit Union debit card for a chance to win $2,000* just in time for the holiday season.
Auto
Save up to 0.90% APR^ on your next vehicle loan, plus, make no payments for up to 90 days.
Beneficiary and Contact Information $1K Drawing
Review your beneficiary and contact information online and be entered for a chance to win $1,000!**
Checking
Earn $100 when you open a new checking account and set up direct deposit.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 1.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.75% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Earn $250 in cash back when you open a new Visa Signature Cash Back Credit Card and make $5,000 in purchases. Plus, get 2% cash back on all purchases. You also get access to exclusive Visa Signature benefits, including up to a $120 Global Entry® or TSA PreCheck® rebate.
Credit Card Rewards
Earn up to 25,000 Connection Points™ when you open a new Visa Platinum Rewards Credit Card and make $5,000 in purchases.
Credit Card Low Rate
Enjoy our 1.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.75% and 18.00% APR.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn $250 in cash back rewards, $250 in statement credit or earn 25,000 Connection Points when you pair our credit card with a new mortgage.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
NEW MEMBER SPECIAL
Earn up to $125 when you join the Credit Union.
PILOT LOAN REFINANCE
Make no payments for 90 days¹ and receive $500 cash back² when you refinance your flight school³ loans.
STUDENT LOAN REFINANCE
Make no payments for 90 days¹ and receive $500 cash back² when you refinance your student loans.
$2K for the Holidays Drawing
Use your American Airlines Federal Credit Union debit card for a chance to win $2,000* just in time for the holiday season.
Auto
Save up to 0.90% APR^ on your next vehicle loan, plus, make no payments for up to 90 days.
Beneficiary and Contact Information $1K Drawing
Review your beneficiary and contact information online and be entered for a chance to win $1,000!**
Checking
Earn $100 when you open a new checking account and set up direct deposit.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 1.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.75% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Earn $250 in cash back when you open a new Visa Signature Cash Back Credit Card and make $5,000 in purchases. Plus, get 2% cash back on all purchases. You also get access to exclusive Visa Signature benefits, including up to a $120 Global Entry® or TSA PreCheck® rebate.
Credit Card Rewards
Earn up to 25,000 Connection Points™ when you open a new Visa Platinum Rewards Credit Card and make $5,000 in purchases.
Credit Card Low Rate
Enjoy our 1.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.75% and 18.00% APR.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn $250 in cash back rewards, $250 in statement credit or earn 25,000 Connection Points when you pair our credit card with a new mortgage.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
NEW MEMBER SPECIAL
Earn up to $125 when you join the Credit Union.
PILOT LOAN REFINANCE
Make no payments for 90 days¹ and receive $500 cash back² when you refinance your flight school³ loans.
STUDENT LOAN REFINANCE
Make no payments for 90 days¹ and receive $500 cash back² when you refinance your student loans.
Our Rates^
-
APY as high as
2.02%
Savings
Share/IRA Accounts
-
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2026.
Our Rates^
-
APR as low as
3.34%
New Auto
Up to 36 Months
-
APR as low as
3.84%
Used Auto
Up to 36 Months
-
APR as low as
4.09%
New Auto
Up to 60 months
-
APR as low as
4.59%
Used Auto
Up to 60 months
-
APR as low as
6.34%
RV
Vehicle Loans
-
APR as low as
5.59%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2026.
Our Rates^
-
APR as low as
6.337%
15-Year Fixed
Home Loans
-
APR as low as
6.837%
30-Year Fixed
Home Loans
-
APR as low as
6.657%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 22, 2026. View Full Disclosures.
Our Rates^
-
APR
14.50% - 16.50%
Signature Cash Back
Credit Cards
-
APR
12.25% - 17.99%
Platinum Rewards
Credit Cards
-
APR
10.75% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
15.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2026.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2026.
Our Rates^
-
APR
12.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2026.
Our Rates^
APY as high as
2.02%
Savings
Share/IRA Accounts
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2026.
APR as low as
3.34%
New Auto
Up to 36 Months
APR as low as
3.84%
Used Auto
Up to 36 Months
APR as low as
4.09%
New Auto
Up to 60 months
APR as low as
4.59%
Used Auto
Up to 60 months
APR as low as
6.34%
RV
Vehicle Loans
APR as low as
5.59%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2026.
APR as low as
6.337%
15-Year Fixed
Home Loans
APR as low as
6.837%
30-Year Fixed
Home Loans
APR as low as
6.657%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 22, 2026. View Full Disclosures.
APR
14.50% - 16.50%
Signature Cash Back
Credit Cards
APR
12.25% - 17.99%
Platinum Rewards
Credit Cards
APR
10.75% - 18.00%
Platinum Low Rate
Credit Cards
APR
15.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2026.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2026.
APR
12.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2026.
* NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between 10/01/2026 and 12/31/2026, and open to all legal consumer residents of the 50 United States and the District of Columbia who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. One prize of $2,000 USD will be awarded and deposited to Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/2026-2k-for-the-holidays-official-rules or by sending a self-addressed, stamped envelope postmarked by 12/31/2026, to American Airlines Federal Credit Union, Attn: Marketing Department/$2K for the Holidays Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries and where prohibited, taxed or restricted by law.
^ APR is Annual Percentage Rate.
** NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between 10/01/2026 and 12/31/2026, and open to all legal consumer residents of the 50 United States and the District of Columbia who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. One (1) prize of one thousand ($1,000) USD will be awarded and deposited in Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/2026-beneficiary-and-contact-information-drawing-official-rules or by sending a self-addressed, stamped envelope postmarked by 12/31/2026, to American Airlines Federal Credit Union, Attn: Marketing Department/2026 Beneficiary and Contact Information Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries and where prohibited, taxed or restricted by law.
Connection Points powered by CURewards.®
Visa and Visa Signature are registered trademarks of Visa International Service Association.
The Global Entry and TSA PreCheck trademarks are used with the permission of the U.S. Department of Homeland Security.
¹ To qualify, the loan application must be started between 03/01/2025 and 03/01/2027, and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The Credit Union reserves the right to modify the terms of this offer at any point in the future for new applications.
² To qualify, the loan application must be started between 10/01/2026 and 12/31/2026. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $500. The cash deposit will be awarded in the form of a deposit to your Credit Union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a Credit Union member in good standing at the time of deposit. Limit one cash award per borrower. The Credit Union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.
³ To be eligible for our Pilot Loan Refinance, you must have your Commercial Pilot License or Airline Transportation License and be a member of American Airlines Credit Union before applying. Be sure to review all eligibility requirements. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualificiations. Contact the Credit Union for more details.
