Want quicker access to your paycheck? Setting up direct deposit into your checking account gives you access to funds up to two business days earlier. Plus, you’ll earn the added $100 bonus!
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
Checking Account Features
- Unlimited access to more than 85,000 surcharge-free ATMs
- 70,000 domestic ATMs
- 15,000 international ATMs
- Direct Deposit Benefits
- Discounts on loans
- Access to your direct deposit up to two business days early
- Fraud Protection
- Zero liability for unauthorized debit card transactions †
- Fraud Text Alerts ♦
- 24/7 debit card fraud monitoring
- Mobile & Online banking
- Mobile check deposit ♦
- Mobile wallet payment options
- Free bill pay
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Visa® debit card with contactless and chip-enabled technology
- Overdraft Protection Options
* Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 10/01/2026 and 12/31/2026. Earn $100 when you receive at least $500 in direct deposit into your checking account for three consecutive calendar months. Final qualifying transaction must be completed within 120 days of account opening. Bonus will be paid within 60 days after the final qualifying transaction. Any bonus will be forfeited if account is closed prior to bonus award date. This offer is non-transferable. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Checking is subject to credit approval. APY is Annual Percentage Yield. Rates are subject to change and are accurate as of 09/01/2026. Flagship APY is 0.25% on balances $750.00 and greater. Priority APY is 0.40% for balances $0.01 - $5,000.00 and 0.05% for balances greater than $5,000.00. Fees may reduce earnings on the account. See our Rate & Fee Schedule for more information.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
♦ Message and data rates may apply. Check with your mobile provider.
Visa is a registered trademark of Visa International Service Association.
