SAVE UP TO 0.50% APR^ ON YOUR NEXT AUTO LOAN
Save big when you finance your auto loan with the Credit Union, and defer your first payment up to 90 days.*
Apply Now
Auto Refinance Offer
Move your auto loan from another institution to the Credit Union and enjoy an automatic 0.25% APR discount.¹
Finance your new or used ride with the Credit Union and take advantage of great loan discounts. Earn a 0.25% discount with direct deposit and another 0.25% with a Loan Loyalty or a Welcome Aboard Discount.
Additionally, you can defer your first auto loan payment for up to 90 days!
Getting an auto loan is as easy as 1-2-3:
1. Get pre-approved by applying for your vehicle loan today.
2. Visit the Auto Buying Research Network and choose your vehicle, look up the value of any trade-ins, and find a dealer near you.
3. Have the dealer send the purchase order to your Credit Union loan officer and be on your way in your new ride.
Our Rates^
-
APR as low as
4.94%
New/Used Auto
Up to 36 Months
-
APR as low as
5.69%
New/Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.
Our Rates^
-
APY as high as
2.38%
Savings
Share/IRA Accounts
-
APY as high as
5.50%
Short-Term Share Certificate
Share Certificate
-
APY as high as
5.12%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
Our Rates^
-
APR as low as
6.464%
15-Year Fixed
Home Loans
-
APR as low as
6.710%
30-Year Fixed
Home Loans
-
APR as low as
7.204%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
6.625%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024. View Full Disclosures.
Our Rates^
-
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
-
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
-
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
Our Rates^
-
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
Our Rates^
APR as low as
4.94%
New/Used Auto
Up to 36 Months
APR as low as
5.69%
New/Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.
APY as high as
2.38%
Savings
Share/IRA Accounts
APY as high as
5.50%
Short-Term Share Certificate
Share Certificate
APY as high as
5.12%
Share Certificate
Share/IRA Certificates
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
APR as low as
6.464%
15-Year Fixed
Home Loans
APR as low as
6.710%
30-Year Fixed
Home Loans
APR as low as
7.204%
5/1 Arm (30-Year)
Home Loans
APR as low as
6.625%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024. View Full Disclosures.
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
^APR is Annual Percentage Rate. All rates are subject to change without notice. Qualifying rates are based on collateral, term, down payment and creditworthiness. Not all loans are eligible. The maximum combined qualifying discounts of up to 0.50% for Direct Deposit plus Loan Loyalty or Welcome Aboard Discounts. No other discounts can be combined. A 0.25% discount will be given for direct deposit into a Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. An additional discount of 0.25% can be applied for Loan Loyalty or Welcome Aboard Discounts; however, these two cannot be combined. A 0.25% Loan Loyalty Discount is available for members having two (2) or more loans with a balance in the last two (2) years. Auto loans need activity within the last four (4) years. Some loan types are excluded. A 0.25% Welcome Aboard Discount is valid 90 days from the opening date of new membership. Not all members will qualify. On a $20,000 auto loan with no down payment and a 36-month term at 5.19% APR, the approximate monthly payment would be $601.16. This sample payment is calculated prior to Direct Deposit Discount and is accurate as of 02/01/2024. Ask the Credit Union for more details.
* Although no payment is due for 90 days, interest and credit insurance premiums (if applicable) continue to accrue during deferred payment period. Excludes loans already financed with the Credit Union. Loan applications must be approved and funded between 04/01/2024 and 06/30/2024. Ask the Credit Union for more details.
¹ APR is Annual Percentage Rate. A 0.25% discount is valid for fixed-rate auto loans refinanced from outside of American Airlines Credit Union. The loan must fund between 04/01/2024 and 06/03/2024. This promotional discount can only be combined with the Direct Deposit Discount and is not eligible to be combined with Loan Loyalty or Welcome Aboard Discount.
