Get extra cash back for travel and home purchases

Earn 4% cash back on travel and 3% on home improvement purchases. Plus, get 2% cash back on all other purchases* along with other exclusive Visa Signature® benefits, including a rebate up to $100** for Global Entry® or TSA PreCheck!®

Apply Now

Receive up to $900 cash back or 90,000 Connection Points™

when you finance a mortgage paired with one of our qualifying credit cards.
See offer details.

Open a new Visa Signature Cash Back Credit Card and enjoy these special 90th anniversary rewards for the first 90 days:

•    4% cash back on travel purchases
•    3% cash back on home improvement purchases
•    2% cash back on all other purchases

And enjoy these everyday card features:

•    2% unlimited cash back on all purchases¹
•    Global Entry or TSA PreCheck rebate up to $100
•    No annual fee^
•    No foreign transaction fees^
•    No balance-transfer fees^

^ Credit Card Rates and Fees

Our Rates^

  • APR

    14.25% - 16.25%

    Signature Cash Back

    Credit Cards

  • APR

    12.00% - 17.74%

    Platinum Rewards

    Credit Cards

  • APR

    10.50% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    15.74%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.

Our Rates^

  • APY as high as

    1.87%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.05%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.00%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

Our Rates^

  • APR as low as

    3.74%

    New Auto

    Up to 36 Months

  • APR as low as

    4.24%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.49%

    New Auto

    Up to 60 months

  • APR as low as

    4.99%

    Used Auto

    Up to 60 months

  • APR as low as

    6.99%

    RV

    Vehicle Loans

  • APR as low as

    6.74%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.

Our Rates^

  • APR as low as

    5.702%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.821%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.037%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.250%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026.  View Full Disclosures.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

Our Rates^

  • APR

    12.24% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.

Our Rates^

APR

14.25% - 16.25%

Signature Cash Back

Credit Cards

APR

12.00% - 17.74%

Platinum Rewards

Credit Cards

APR

10.50% - 18.00%

Platinum Low Rate

Credit Cards

APR

15.74%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.

APY as high as

1.87%

Savings

Share/IRA Accounts

APY as high as

4.05%

Short-Term Share Certificate

Share Certificate

APY as high as

4.00%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

APR as low as

3.74%

New Auto

Up to 36 Months

APR as low as

4.24%

Used Auto

Up to 36 Months

APR as low as

4.49%

New Auto

Up to 60 months

APR as low as

4.99%

Used Auto

Up to 60 months

APR as low as

6.99%

RV

Vehicle Loans

APR as low as

6.74%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.

APR as low as

5.702%

15-Year Fixed

Home Loans

APR as low as

5.821%

30-Year Fixed

Home Loans

APR as low as

6.037%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.250%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026.  View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

APR

12.24% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.

* Open a new Visa Signature® Cash Back Credit Card between 04/01/2026 and 06/30/2026, and earn the following per dollar spent: 4% cash back on travel, 3% cash back on home improvement and 2% cash back on all other purchases. Cash back rewards are based on total qualifying purchases made during the promotional period. Transactions must post within 90 days of account opening to be eligible for the bonus. American Airlines Credit Union will determine which purchases qualify and will not be responsible for merchant misclassifications. Cash advances, balance transfers, convenience checks, returns, fees, finance charges, and foreign transaction currency conversion charges do not qualify for the bonus. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferable and any bonus will be forfeited if account is closed prior to bonus award date. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. After the promotion period ends, you will earn one 2% Cash Back for every dollar ($1) in purchases. See Cash Back Official Rules available on our website for complete program description. Your appropriate cash back reward will automatically be posted to your American Airlines Credit Union credit card account at the end of the statement cycle in which the qualifying purchases were made. Loans are subject to credit approval and Credit Union lending guidelines.

** Each eligible cardholder account can receive up to $100 in a statement credit every four years for completing the following qualifying transactions: Global Entry application fee or TSA PreCheck application fees. Statement credit can take up to 1-2 billing cycles to post. After the first occurrence of the airport security credit, Visa will start the four-year clock on eligibility from the award generation date. The account (individual 16-digit account number) will again be eligible for an airport security credit after four years from the initial award generation date.

¹ Unlimited 2% cash back is for all purchases. Cash back is not earned on cash advance, balance-transfer or convenience check transactions posted to the account. See Cash Back Official Rules available on our website for complete program description.

The TSA PreCheck trademark is used with the permission of the U.S. Department of Homeland Security.

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Visa and Visa Signature are registered trademarks of Visa International Service Association.