CURRENT OFFERS
We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time offers below between Jan. 1 and March 31, 2026.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 1.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Enjoy unlimited 2% cash back on every purchase. Plus, you get access to exclusive Visa Signature benefits including up to $100 Global Entry® or TSA PreCheck® rebate.
Credit Card Low Rate
Enjoy our 1.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.
Credit Card Rewards
Get 5,000 bonus Connection Points™ when you make your first purchase.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Equity Line of Credit
You can receive a 0.25% APR* discount with our Loan Loyalty or Welcome Aboard Discount.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
Online Statement Drawing
Enroll in online statements by March 31, 2026, for a chance to win $1,000.**
1) In online banking, use the menu to select "Account Services."
2) Select "Statements & Notices" to sign-up and view your online statements.
Auto
Save up to 0.50% APR^ on your next auto loan.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 1.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Enjoy unlimited 2% cash back on every purchase. Plus, you get access to exclusive Visa Signature benefits including up to $100 Global Entry® or TSA PreCheck® rebate.
Credit Card Low Rate
Enjoy our 1.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.
Credit Card Rewards
Get 5,000 bonus Connection Points™ when you make your first purchase.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Equity Line of Credit
You can receive a 0.25% APR* discount with our Loan Loyalty or Welcome Aboard Discount.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
Online Statement Drawing
Enroll in online statements by March 31, 2026, for a chance to win $1,000.**
1) In online banking, use the menu to select "Account Services."
2) Select "Statements & Notices" to sign-up and view your online statements.
TurboTax Discount
Get 10% off when you file with TurboTax.®
Our Rates^
-
APY as high as
1.87%
Savings
Share/IRA Accounts
-
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2026.
Our Rates^
-
APR as low as
3.74%
New Auto
Up to 36 Months
-
APR as low as
4.24%
Used Auto
Up to 36 Months
-
APR as low as
4.49%
New Auto
Up to 60 months
-
APR as low as
4.99%
Used Auto
Up to 60 months
-
APR as low as
6.99%
RV
Vehicle Loans
-
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
Our Rates^
-
APR as low as
5.448%
15-Year Fixed
Home Loans
-
APR as low as
6.075%
30-Year Fixed
Home Loans
-
APR as low as
6.085%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025. View Full Disclosures.
Our Rates^
-
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
-
APR
12.00% - 18.00%
Platinum Rewards
Credit Cards
-
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2026.
Our Rates^
-
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
Our Rates^
APY as high as
1.87%
Savings
Share/IRA Accounts
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2026.
APR as low as
3.74%
New Auto
Up to 36 Months
APR as low as
4.24%
Used Auto
Up to 36 Months
APR as low as
4.49%
New Auto
Up to 60 months
APR as low as
4.99%
Used Auto
Up to 60 months
APR as low as
6.99%
RV
Vehicle Loans
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
APR as low as
5.448%
15-Year Fixed
Home Loans
APR as low as
6.075%
30-Year Fixed
Home Loans
APR as low as
6.085%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025. View Full Disclosures.
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
APR
12.00% - 18.00%
Platinum Rewards
Credit Cards
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2026.
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
^ APR is Annual Percentage Rate.
Connection Points powered by CURewards.®
Visa and Visa Signature are registered trademarks of Visa International Service Association.
* APR is Annual Percentage Rate. A 0.25% Loan Loyalty Discount is valid on auto and home equity line of credit (HELOC) loans, and is available for members having two or more loans with a balance in the last two years. Auto loans need activity within the last four years. A 0.25% Welcome Aboard Discount is valid on auto and home equity line of credit (HELOC) loans, and will be available for 90 days from the opening date of new membership. Not all members will qualify. Ask the Credit Union for more details. Maximum discount per loan is 0.25%. Some loan types are excluded. Loan Loyalty and Welcome Aboard Discounts cannot be combined.
** NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between Jan. 1, 2026, and Mar. 31, 2026, and open to all legal consumer residents of the 50 United States and the District of Columbia who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. One prize of $1,000 USD will be awarded and deposited to Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/online-statements-drawing2026 or by sending a self-addressed, stamped envelope postmarked by Mar. 31, 2026, to American Airlines Federal Credit Union, Attn: Marketing Department/Online Statements Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries and where prohibited, taxed or restricted by law.
Visit https://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. TurboTax is a registered trademark and/or service mark of Intuit Inc. in the United States and other countries.
American Airlines Federal Credit Union does not assume any responsibility or liability for any purchases or promotions made by a third party
