American Airlines Federal Credit Union has an 87-year history of serving you, our member-owners, with a focus on safety, soundness and service. You should be reassured that the Credit Union remains well capitalized and financially strong. 

As National Credit Union Administration (NCUA) members, we can assure you that your funds on deposit at the Credit Union are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) with the complete backing of the U.S. Federal Government − so you always know your money's safe. Accounts with joint owners and beneficiaries may have additional coverage.

And remember, your funds may be eligible for additional coverage. Go to MyCreditUnion.gov/insurance-estimator to access the NCUA's Share Insurance Tool Kit which is designed to help members estimate their insurance coverage.

Additionally, the Credit Union is reviewed annually by the NCUA and we maintain capital well in excess of regulatory requirements. The Credit Union’s conservative approach has served our members well for generations, through many different economic circumstances, both good and bad. We’re committed to maintaining a conservative, sound approach now and in the future. 

If you have any questions or concerns about the financial status of the Credit Union, feel free to contact us at (800) 533-0035.

Frequently Asked Questions

Is my money safe at the Credit Union?

Absolutely. The Credit Union has a long history of safety and soundness dating back to 1936. We’re insured by the National Credit Union Association (NCUA) and funds on deposit are insured up to $250,000 and may be eligible for additional coverage on accounts with joint owners and beneficiaries. The National Credit Union Share Insurance Fund (NCUSIF) protects members’ accounts in federally insured credit unions, in the unlikely event of a credit union failure. The NCUSIF covers the balance of each member’s account, dollar-for-dollar up to the insurance limit.

What if my deposit exceeds $250,000?

The Credit Union is insured by the NCUA and member funds on deposit are insured up to $250,000, but you may also be eligible for additional coverage. To estimate your coverage, go to MyCreditUnion.gov/insurance-estimator to access the NCUA’s Share Insurance Tool Kit.