Earn $25

Open a new checking account and earn $25* when you make at least $25 in debit card purchases within 60 days of opening the account.

Apply Now

Current Offers

Find more Credit Union current offers and promotions.

View more offers

Complete the following activity and earn $25 when you open a new checking account:

 

  • Make at least $25 in debit card purchases within 60 days of account opening.

Checking Account Features

Checking Comparison



Monthly Service Fees
$0 with direct deposit of $250 or more‡
$0 with $750 minimum daily balance‡
$0
$0
Dividend Bearing
No
.25% APY‡
.05% APY or .40% APY‡
No
Overdraft Protection
No
Yes
Yes
Yes
Unique Product Benefits
No
Yes
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
No§
No§ (with qualifications)
1%

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Our Rates^

  • APY as high as

    2.22%

    Savings

    Share Accounts

  • APY as high as

    2.22%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    5.12%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.33%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.

Our Rates^

  • APR as low as

    4.25%

    New/Used Auto

    Up to 36 Months

  • APR as low as

    5.00%

    New/Used Auto

    Up to 60 months

  • APR as low as

    5.74%

    RV

    Vehicle Loans

  • APR as low as

    5.49%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 5, 2023.

Our Rates^

  • APR as low as

    5.829%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.202%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.853%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    5.875%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 15, 2023.  View Full Disclosures.

Our Rates^

  • APR

    15.50% - 17.50%

    Signature Cash Back

    Credit Cards

  • APR

    13.25% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.75% - 16.99%

    Platinum Low Rate

    Credit Cards

  • APR

    16.99%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.

Our Rates^

  • APR

    13.49% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.

Our Rates^

APY as high as

2.22%

Savings

Share Accounts

APY as high as

2.22%

IRA Savings

IRA Share Accounts

APY as high as

5.12%

Share Certificate

Share/IRA Certificates

APY as high as

4.33%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.

APR as low as

4.25%

New/Used Auto

Up to 36 Months

APR as low as

5.00%

New/Used Auto

Up to 60 months

APR as low as

5.74%

RV

Vehicle Loans

APR as low as

5.49%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 5, 2023.

APR as low as

5.829%

15-Year Fixed

Home Loans

APR as low as

6.202%

30-Year Fixed

Home Loans

APR as low as

6.853%

5/1 Arm (30-Year)

Home Loans

APR as low as

5.875%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 15, 2023.  View Full Disclosures.

APR

15.50% - 17.50%

Signature Cash Back

Credit Cards

APR

13.25% - 18.00%

Platinum Rewards

Credit Cards

APR

11.75% - 16.99%

Platinum Low Rate

Credit Cards

APR

16.99%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.

APR

13.49% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.

* Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 01/01/2023 and 12/31/2023. To receive the $25 bonus, make at least $25 in net debit card purchases within 60 days of account opening. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Bonus will be paid within 60 days after the final qualifying transaction. Bonus will be forfeited if account is closed prior to bonus award date. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. See our Rate & Fee Schedule for more information. Checking is subject to credit approval.

 Message and data rates may apply. Check with your mobile provider.

† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

Visa is a registered trademark of Visa International Service Association.