Special 90th Anniversary Offers Disclosures

 

$90,000 Anniversary Sweepstakes

NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between 04/01/2026 and 09/30/2026, and open to all legal consumer residents of the 50 United States and the District of Columbia who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. Nine (9) prizes of $10,000 USD each will be awarded and deposited to Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/90th-anniversary-sweepstakes-official-rules or by sending a self-addressed, stamped envelope postmarked by 09/30/2026, to American Airlines Federal Credit Union, Attn: Marketing Department/90th Anniversary Sweepstakes Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries and where prohibited, taxed or restricted by law.

 

9.00% APY, 9-month Share Certificate

APY is Annual Percentage Yield and is accurate as of 05/01/2026, and is subject to change. See our Rate Schedule for details.

 

0.90% APR Auto Loan Discount

APR is Annual Percentage Rate. All rates are subject to change without notice. Qualifying rates are based on collateral, term, down payment and creditworthiness. Not all loans are eligible, including internal refinances. The maximum combined qualifying discount total is up to 0.90% for special anniversary discount, plus Direct Deposit, plus Loan Loyalty or Welcome Aboard Discounts. No other discounts can be combined. A 0.40% discount is available for auto loan applications submitted between 04/01/2026 and 06/30/2026, and funded by 07/31/2026. A 0.25% discount will be given for direct deposit into a Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. An additional discount of 0.25% can be applied for Loan Loyalty or Welcome Aboard Discounts; however, these two cannot be combined. A 0.25% Loan Loyalty Discount is available for members having two (2) or more loans with a balance in the last two (2) years. Auto loans need activity within the last four (4) years. Some loan types are excluded. A 0.25% Welcome Aboard Discount is valid 90 days from the opening date of new membership. Not all members will qualify. Ask the Credit Union for more details.

 

$90 New Checking Offer

Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 04/01/2026 and 06/30/2026, to earn up to $90. A bonus of up to $30 may be earned in each calendar month in which the member receives at least $500 in qualifying ACH direct deposits into the eligible checking account and completes at least nine (9) net debit card purchases during the same calendar month. Members may earn the monthly bonus for up to three consecutive calendar months from the date the account is opened, for a maximum total bonus of $90. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Final qualifying transaction must be completed within three calendar months of account opening. Bonus will be paid within 60 days after the final qualifying transaction. Any bonus will be forfeited if account is closed prior to bonus award date. This offer is non-transferable. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Checking is subject to credit approval. APY is Annual Percentage Yield. Rates are subject to change and are accurate as of 05/01/2026. Flagship APY is 0.25% on balances $750.00 and greater. Priority APY is 0.40% for balances $0.01 - $5,000.00 and 0.05% for balances greater than $5,000.00. Fees may reduce earnings on the account.

 

For a complete list of all our current offers, visit AACreditUnion.org/Offers.