2% CASH BACK ON EVERY PURCHASE

Plus, you can earn up to $250* in bonuses along with other exclusive Visa Signature® benefits, including a rebate up to $100** for Global Entry® or TSA PreCheck!®

Apply Now

Balance-Transfer Offer

Enjoy a balance-transfer intro rate of 2.25% APR^ for six months when you open a new Visa® Cash Back, Rewards, or Low Rate credit card. After that, your rate will vary between 11.25% and 18.00% APR.
See offer details.

Open a new Visa Signature Cash Back credit card and enjoy unlimited 2% cash back on every purchase,1 extra bonuses up to $250 and other exclusive benefits, including a Global Entry or TSA PreCheck rebate up to $100!

 

HERE'S HOW YOU CAN EARN UP TO A $250 BONUS AND MORE:

  ✓ Earn $250 cash back rebate when you make at least $5,000 in net purchases within 90 days of account opening.

  ✓ Earn 2% unlimited cash back. If you spend $2,500 a month, that adds up to $600 cash back annually.

Not only can you earn cash back with this card, but there are also:

  • No balance-transfer fees^

  • No annual fee^

  • No foreign transaction fees^

^ Credit Card Rates and Fees

Our Rates^

  • APR

    15.00% - 17.00%

    Signature Cash Back

    Credit Cards

  • APR

    12.75% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.25% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.49%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

  • APY as high as

    2.02%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.55%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.35%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

Our Rates^

  • APR as low as

    4.24%

    New Auto

    Up to 36 Months

  • APR as low as

    4.49%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.99%

    New Auto

    Up to 60 months

  • APR as low as

    5.24%

    Used Auto

    Up to 60 months

  • APR as low as

    6.74%

    RV

    Vehicle Loans

  • APR as low as

    6.49%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.

Our Rates^

  • APR as low as

    6.083%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.583%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.757%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.125%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 13, 2025.  View Full Disclosures.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

Our Rates^

  • APR

    12.99% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

APR

15.00% - 17.00%

Signature Cash Back

Credit Cards

APR

12.75% - 18.00%

Platinum Rewards

Credit Cards

APR

11.25% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.49%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

APY as high as

2.02%

Savings

Share/IRA Accounts

APY as high as

4.55%

Short-Term Share Certificate

Share Certificate

APY as high as

4.35%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

APR as low as

4.24%

New Auto

Up to 36 Months

APR as low as

4.49%

Used Auto

Up to 36 Months

APR as low as

4.99%

New Auto

Up to 60 months

APR as low as

5.24%

Used Auto

Up to 60 months

APR as low as

6.74%

RV

Vehicle Loans

APR as low as

6.49%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.

APR as low as

6.083%

15-Year Fixed

Home Loans

APR as low as

6.583%

30-Year Fixed

Home Loans

APR as low as

6.757%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.125%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 13, 2025.  View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

APR

12.99% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

* Open a Visa Signature Cash Back credit card between 01/01/2025 and 03/31/2025. Earn a $250 cash back rebate when you make at least $5,000 in net purchases within 90 days of account opening. Bonus will be paid at the end of the statement cycle in which the final qualifying transaction was made.

** Each eligible cardholder account can receive up to one hundred United States dollars ($100 USD) in a statement credit every four (4) years for completing the following qualifying transactions: Global Entry application fee or TSA PreCheck application fees. After the first occurrence of the airport security credit, Visa will start the four-year clock on eligibility from the award generation date. The account (individual 16-digit account number) will again be eligible for an airport security credit after four (4) years from the initial award generation data.

^ APR is Annual Percentage Rate. Open a new Visa Low Rate, Rewards or Cash Back credit card between 01/01/2025 and 03/31/2025, and receive 2.25% intro APR on balance transfers that post to your account within 60 days of account opening. Intro rate valid for six billing cycles after the transaction posts. After the intro rate, normal rates and fees will apply. As of 01/01/2025, variable APR will be 11.25% to 18.00%. Annual fee: $0. Balance-transfer fee: $0. Cash advance fee: $2. Minimum finance charge: $.50 except where prohibited by law. International transaction fee: Rewards and Cash Back card is 0% and all other cards are 1% of transaction amount after its conversion to U.S. dollars. Please refer to Credit Card Rates and Fees on our website for additional information. Rates are subject to change. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.

1 Unlimited 2% cash back is for all purchases. Cash back is not earned on cash advance, balance-transfer or convenience check transactions posted to the account. See Cash Back rules available on our website for complete program description at AACreditUnion.org/Cash-Back.

The TSA PreCheck trademark is used with the permission of the U.S. Department of Homeland Security.

Visa and Visa Signature are registered trademarks of Visa International Service Association.