Earn extra rewards for travel and home purchases
Earn 4X Connection Points™ on travel and 3X on home improvement purchases. Plus, get 2X points on all other purchases when you open a new Visa® Platinum Rewards Credit Card between April 1 and June 30, 2026.*
Apply NowReceive up to $900 cash back or 90,000 Connection Points™
when you finance a mortgage paired with one of our qualifying credit cards.
Open a new Visa Platinum Rewards Credit Card between April 1 and June 30, 2026, and enjoy these special 90th anniversary rewards for the first 90 days:
• 4X Connection Points on travel purchases
• 3X Connection Points on home improvement purchases
• 2X Connection Points on all other purchases
And enjoy these everyday card features:
• Earn 5,000 Connection Points on your first purchase**
• No annual fee^
• No foreign transaction fees^
• No balance-transfer fees^
After the promotional period ends, you’ll earn one Connection Point for every dollar spent on purchases.
Connection Points can be used for travel and retail gift cards or merchandise.
Our Rates^
-
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
-
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
-
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.
Our Rates^
-
APY as high as
1.87%
Savings
Share/IRA Accounts
-
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
Our Rates^
-
APR as low as
3.74%
New Auto
Up to 36 Months
-
APR as low as
4.24%
Used Auto
Up to 36 Months
-
APR as low as
4.49%
New Auto
Up to 60 months
-
APR as low as
4.99%
Used Auto
Up to 60 months
-
APR as low as
6.99%
RV
Vehicle Loans
-
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
Our Rates^
-
APR as low as
5.702%
15-Year Fixed
Home Loans
-
APR as low as
5.821%
30-Year Fixed
Home Loans
-
APR as low as
6.037%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026. View Full Disclosures.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
Our Rates^
-
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
Our Rates^
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.
APY as high as
1.87%
Savings
Share/IRA Accounts
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
APR as low as
3.74%
New Auto
Up to 36 Months
APR as low as
4.24%
Used Auto
Up to 36 Months
APR as low as
4.49%
New Auto
Up to 60 months
APR as low as
4.99%
Used Auto
Up to 60 months
APR as low as
6.99%
RV
Vehicle Loans
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
APR as low as
5.702%
15-Year Fixed
Home Loans
APR as low as
5.821%
30-Year Fixed
Home Loans
APR as low as
6.037%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026. View Full Disclosures.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
* Open a new Visa® Platinum Rewards Credit Card between 04/01/2026 and 06/30/2026, and earn the following per dollar spent: four Connection Points for travel, three Connection Points for home improvement and two Connection Points for all other purchases. Connection Points rewards are based on total qualifying purchases made during the promotional period. Transactions must post within 90 days of account opening to be eligible for the bonus. American Airlines Credit Union will determine which purchases qualify and will not be responsible for merchant misclassifications. Cash advances, balance transfers, convenience checks, returns, fees, finance charges, and foreign transaction currency conversion charges do not qualify for the bonus. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferable and any bonus will be forfeited if account is closed prior to bonus award date. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. After the promotion period ends, you will earn one (1) Connection Point for every dollar ($1) in purchases. See Connection Point Rules available on our website for complete program description. Your appropriate cash back reward will automatically be posted to your American Airlines Credit Union credit card account at the end of the statement cycle in which the qualifying purchases were made. Loans are subject to credit approval and Credit Union lending guidelines.
** Open a new Visa Platinum Rewards or Starter credit card, and earn 5,000 bonus Connection Points when you complete your first purchase. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying purchase was made. Connection Points are not earned on cash advance, balance-transfer or convenience check transactions posted to the account. After the promotional period ends, cardholder will earn one Connection Point for every dollar spent on purchases. See Connection Point Rules available on our website for complete program description. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.
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