Enjoy a 0% APR Intro Rate
Take advantage of a 0%* introductory rate on balance transfers for six months when you open a new Visa® Platinum Low Rate credit card. After that, your rate will vary from 12.25% to 17.49% APR.^
Apply NowOpen a new Visa Platinum Low Rate credit card and enjoy a 0% intro APR on balance transfers for six months. Our Platinum Low Rate credit card is perfect for consolidating balances from a higher interest rate credit card.
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Transfers completed within 60 days of account opening are eligible.
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After intro period, any remaining balance will be converted to the member's original qualifying APR.
Not only can you save lots of money with this low rate, but there are also:
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No balance-transfer fees^
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No annual fees^
Cardholders can complete balance transfers in four easy steps:
Step 1: Log into your account through online banking or our mobile app.♦
Step 2: Click on "Manage My Cards."
Step 3: Click on the credit card to which you wish to transfer a balance.
Step 4: Complete the form. It’s that easy! (Please allow 10-14 business days for the payment to be submitted.)
ADDITIONAL FEATURES & BENEFITS
- Visa Platinum benefits:
- Travel accident insurance
- Auto rental collision insurance
- Travel and emergency assistance
- Identity theft protection
- SoFar Sounds
- Roadside Dispatch
- Shipt
- No Annual Fee, Balance-Transfer Fee or Foreign Transaction Fees^
^ Credit Card Rates and Fees - Fraud Text Alerts♦
- Zero Fraud Liability†
- Contactless and Chip-Enabled Technology
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Request a credit limit increase
- Digital Wallet Payment Options
- Visa account updaterᵮ
- Additional Insurance
- Credit Life
- Credit Disability
Our Rates^
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APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
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APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
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APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
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APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.
Our Rates^
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APY as high as
2.38%
Savings
Share/IRA Accounts
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APY as high as
5.50%
Short-Term Share Certificate
Share Certificate
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APY as high as
5.12%
Share Certificate
Share/IRA Certificates
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APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
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APY as high as
0.40%
Priority Checking
Checking Accounts
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APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
Our Rates^
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APR as low as
4.94%
New/Used Auto
Up to 36 Months
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APR as low as
5.69%
New/Used Auto
Up to 60 months
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APR as low as
6.74%
RV
Vehicle Loans
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APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.
Our Rates^
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APR as low as
6.464%
15-Year Fixed
Home Loans
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APR as low as
6.710%
30-Year Fixed
Home Loans
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APR as low as
7.204%
5/1 Arm (30-Year)
Home Loans
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APR as low as
6.625%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024. View Full Disclosures.
Our Rates^
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APY as high as
0.15%
Business Checking
Checking Accounts
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APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
Our Rates^
-
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
Our Rates^
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.
APY as high as
2.38%
Savings
Share/IRA Accounts
APY as high as
5.50%
Short-Term Share Certificate
Share Certificate
APY as high as
5.12%
Share Certificate
Share/IRA Certificates
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
APR as low as
4.94%
New/Used Auto
Up to 36 Months
APR as low as
5.69%
New/Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.
APR as low as
6.464%
15-Year Fixed
Home Loans
APR as low as
6.710%
30-Year Fixed
Home Loans
APR as low as
7.204%
5/1 Arm (30-Year)
Home Loans
APR as low as
6.625%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024. View Full Disclosures.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
* APR is Annual Percentage Rate. Open a new Visa Platinum Low Rate credit card between 01/01/2024 and 03/31/2024, and earn 0% introductory APR on balance transfers that post to your account within 60 days of account opening. The 0% introductory APR is valid for the six (6) months after the transaction posts. After the introductory rate, normal rates and fees will apply. As of 10/01/2023, variable APR will be 12.25% to 17.49% APR, based on your creditworthiness. Please refer to Credit Card Rate and Fees. Rates are subject to change. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.
♦ Message and data rates may apply. Check with your mobile provider.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
ᵮ Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Always check with your service provider(s) to ensure there’s no interruption to your recurring payment arrangements.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
Visa and Visa Signature are registered trademarks of Visa International Service Association.