Enjoy a 0% APR Intro Rate
Take advantage of a 0%* introductory rate on balance transfers for six months when you open a new Visa® Platinum Low Rate credit card. After that, your rate will vary from 11.75% to 16.99% APR.^
Apply NowOpen a new Visa Platinum Low Rate credit card and enjoy a 0% intro APR on balance transfers for six months. Our Platinum Low Rate credit card is perfect for consolidating balances from a higher interest rate credit card.
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Transfers completed within 60 days of account opening are eligible.
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After intro period, any remaining balance will be converted to the member's original qualifying APR.
Not only can you save lots money with this low rate, but there are also:
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No balance-transfer fees^
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No annual fees^
Card holders can complete balance transfers in four easy steps:
Step 1: Log into your account through online banking or your mobile app.♦
Step 2: Click on "Card Services."
Step 3: Click "Balance Transfer."
Step 4: Complete the form. It’s that easy! (Please allow 10-14 business days for the payment to be submitted.)
ADDITIONAL FEATURES & BENEFITS
- Visa Platinum benefits:
- Travel accident insurance
- Auto rental collision insurance
- Travel and emergency assistance
- Identity theft protection
- No Annual Fee, Balance-Transfer Fee or Foreign Transaction Fees^
^ Credit Card Rates and Fees - Fraud Text Alerts♦
- Zero Fraud Liability†
- Contactless and Chip-Enabled Technology
- Online Card Management
- Including travel notifications and card on/off
- Digital Wallet Payment Options
- Visa account updaterᵮ
- Additional Insurance
- Credit Life
- Credit Disability
Our Rates^
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APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
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APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
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APR
11.75% - 16.99%
Platinum Low Rate
Credit Cards
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APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.
Our Rates^
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APY as high as
2.22%
Savings
Share Accounts
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APY as high as
2.22%
IRA Savings
IRA Share Accounts
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APY as high as
5.12%
Share Certificate
Share/IRA Certificates
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APY as high as
4.33%
Ladder Certificates
Share/IRA Certificates
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APY as high as
0.40%
Priority Checking
Checking Accounts
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APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.
Our Rates^
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APR as low as
4.25%
New/Used Auto
Up to 36 Months
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APR as low as
5.00%
New/Used Auto
Up to 60 months
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APR as low as
5.74%
RV
Vehicle Loans
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APR as low as
5.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 5, 2023.
Our Rates^
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APR as low as
5.829%
15-Year Fixed
Home Loans
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APR as low as
6.202%
30-Year Fixed
Home Loans
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APR as low as
6.853%
5/1 Arm (30-Year)
Home Loans
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APR as low as
5.875%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 15, 2023. View Full Disclosures.
Our Rates^
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APY as high as
0.15%
Business Checking
Checking Accounts
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APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.
Our Rates^
-
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.
Our Rates^
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
APR
11.75% - 16.99%
Platinum Low Rate
Credit Cards
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.
APY as high as
2.22%
Savings
Share Accounts
APY as high as
2.22%
IRA Savings
IRA Share Accounts
APY as high as
5.12%
Share Certificate
Share/IRA Certificates
APY as high as
4.33%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.
APR as low as
4.25%
New/Used Auto
Up to 36 Months
APR as low as
5.00%
New/Used Auto
Up to 60 months
APR as low as
5.74%
RV
Vehicle Loans
APR as low as
5.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 5, 2023.
APR as low as
5.829%
15-Year Fixed
Home Loans
APR as low as
6.202%
30-Year Fixed
Home Loans
APR as low as
6.853%
5/1 Arm (30-Year)
Home Loans
APR as low as
5.875%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 15, 2023. View Full Disclosures.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2023.
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2023.
* APR is Annual Percentage Rate. Open a new Visa Platinum Low-Rate credit card between 04/01/2023 and 06/30/2023, and earn a 0% introductory APR on balance transfers that post to your account within 60 days of account opening. A 0% introductory APR is valid for the six months after the transaction posts. After the introductory rate, normal rates and fees will apply. As of 04/01/2023, variable APR will be 11.75% to 16.99% APR, based on your creditworthiness. Please refer to Credit Card Rate and Fees. Rates are subject to change. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.
♦ Message and data rates may apply. Check with your mobile provider.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
ᵮ Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Always check with your service provider(s) to ensure there’s no interruption to your recurring payment arrangements.
Visa and Visa Signature are registered trademarks of Visa International Service Association.
